E-commerce · Deal Structure
Platform lending exposure
Published · Reviewed by The Diligence Standard Team · Updated
Marketplace and processor loans may be tied to account revenue, reserves and platform control.
Records to reconcile
- Loan and advance statements
- Repayment mechanics
- Account and change-of-control terms
Warning signal
Debt is embedded in settlement deductions and absent from the balance sheet discussion.
Transaction impact
Net payouts and transferability may be impaired.
Response
Reconcile settlement deductions and confirm closing treatment.