E-commerce · Deal Structure
SBA acquisition evidence
Published · Reviewed by The Diligence Standard Team · Updated
Lender diligence supports credit approval but does not replace the buyer’s assessment of transferable earnings and operating risk.
Records to reconcile
- Lender conditions
- Historical and projected cash flow
- Independent diligence gaps
Warning signal
Approval is treated as confirmation that every seller claim is reliable.
Transaction impact
The buyer can finance a business that still carries unsupported operating assumptions.
Response
Map lender coverage against the buyer’s unanswered questions.