E-commerce · Economics
Payment fees and reserve exposure
Published · Reviewed by The Diligence Standard Team · Updated
Processor economics include transaction fees, currency conversion, disputes, holds and reserve requirements.
Records to reconcile
- Balance transactions
- Pricing agreement
- Reserve and dispute notices
Warning signal
Negotiated pricing does not transfer or held funds are treated as cash.
Transaction impact
Post-close liquidity and processing cost can change immediately.
Response
Confirm buyer terms and separate restricted balances from usable working capital.