SBA acquisition

SBA business acquisition due diligence: what buyers should verify beyond lender approval

Published August 31, 2026 · Reviewed by The Diligence Standard Team · Updated September 11, 2026

A lender underwrites repayment and program eligibility. The buyer still needs to test earnings, transferability, working capital and ownership risk.

This guide is organized around the evidence a buyer or seller should be able to reconcile before relying on a transaction claim.